Workers' Compensation Insurance
Your employees are your greatest asset — and protecting them protects everything you've built. Workers' Compensation Insurance from B&V Insurance Group ensures that when workplace injuries happen, your team gets the care they need and your business remains compliant, secure, and resilient.
From minor sprains to serious accidents, this coverage helps pay for medical expenses, lost wages, rehabilitation, and employer liability — all while demonstrating your commitment to a safe, supportive workplace.
What It Covers
Medical Expenses
Coverage for work-related injuries and illnesses.
- Emergency care coverage
- Ongoing medical treatment
- Prescription medications
- Physical therapy
- Specialist consultations
Wage Replacement
Income support for employees unable to work.
- Temporary disability benefits
- Permanent disability coverage
- Partial wage replacement
- Long-term disability support
- Return-to-work programs
Employer Liability Protection
Defense against potential workplace injury lawsuits.
- Legal defense coverage
- Settlement costs
- Third-party claims
- Employment practices
- Compliance support
Rehabilitation Services
Support for recovery and return to work.
- Vocational rehabilitation
- Physical therapy
- Work conditioning
- Job modification support
- Return-to-work planning
Who Needs It
Construction
High-risk operations requiring comprehensive coverage
Healthcare
Medical professionals and support staff protection
Office-Based
Coverage for professional and administrative teams
Why B&V?
Comprehensive Protection
Full coverage for workplace injuries and illnesses
Streamlined Claims
Efficient processing and dedicated support
Employee Support
Resources for recovery and return to work
