Public Sector Risk Programs
Specialized risk management solutions designed for government entities and public institutions.
Municipal Coverage
Comprehensive protection for cities, counties, and local governments.
- Property coverage
- General liability
- Public officials liability
- Law enforcement liability
- Cyber protection
Emergency Services
Specialized coverage for police, fire, and emergency response departments.
- Emergency vehicle coverage
- Equipment protection
- Professional liability
- Workers' compensation
- Line of duty coverage
Education Institutions
Tailored solutions for public schools and educational facilities.
- Property insurance
- Student accident coverage
- Educator liability
- Athletic program coverage
- Special events protection
Transportation Authorities
Coverage for public transit systems and transportation infrastructure.
- Fleet coverage
- Infrastructure protection
- Passenger liability
- Workers' compensation
- Property damage
Utility Services
Protection for public utility operations and infrastructure.
- Equipment breakdown
- Environmental liability
- Infrastructure coverage
- Business interruption
- Cyber security
Special Districts
Custom coverage for specialized government entities and districts.
- Property protection
- Professional liability
- General liability
- Employee benefits
- Special event coverage
Program Features
Risk Pool Management
Efficient management of shared risk pools across multiple public entities.
Regulatory Compliance
Expert guidance on public sector insurance regulations and requirements.
Claims Administration
Streamlined claims process with dedicated public sector specialists.
Loss Prevention
Comprehensive risk management and loss prevention programs.
Success Story: City of Los Angeles
Discover how we helped the City of Los Angeles enhance its risk management program—leading to a 35% reduction in claims and greater operational efficiency across departments. In a city as dynamic and complex as LA, smart risk strategies make a measurable difference in protecting public assets and improving service delivery.
- Consolidated multiple coverage lines
- Implemented risk management technology
- Reduced administrative costs
- Improved claims processing time
