Umbrella Coverage
Your primary insurance policies do a lot — but what happens when a claim goes beyond those limits? That's where Umbrella Coverage steps in.
B&V Insurance Group offers Commercial Umbrella Insurance designed to provide an extra layer of financial protection when your existing liability coverage runs out. It's the safety net every growth-minded business needs — especially in today's high-risk, high-litigation environment.
What It Covers
Excess Liability
Extended coverage beyond standard policy limits.
- General liability extension
- Auto liability coverage
- Employer's liability protection
- Higher coverage limits
- Multi-policy integration
Catastrophic Events
Protection against large-scale incidents and claims.
- Major accident coverage
- Large lawsuit protection
- Disaster response
- Crisis management
- Reputation protection
Legal Defense
Enhanced support for legal proceedings and costs.
- Attorney fees coverage
- Court costs protection
- Legal consultation
- Settlement coverage
- Appeals process support
Multi-Policy Integration
Seamless coverage across multiple insurance policies.
- Policy coordination
- Gap coverage
- Consistent protection
- Simplified management
- Unified claims process
Ideal For
Large Operations
Businesses with significant physical presence or high customer interaction
High-Risk Industries
Sectors with elevated liability exposure and complex operations
Multi-Location
Organizations operating across multiple sites or regions
Why B&V?
Comprehensive Protection
Extra layer of security beyond standard coverage
Flexible Limits
Customizable coverage amounts to match your needs
Broad Coverage
Protection across multiple types of liability risks
